forgo daily

I don’t completely understand this thing I got from my bank recently. It says:

IMPORTANT NOTICE
VISA CHECK CARD AND/OR ATM CARDHOLDERS ONLY

Effective December 1, 2000 your current Electronic Funds Transfer (EFT) Agreement and Disclosures are amended as follows:

ILLEGAL ACTIVITY.
You agree that the card will not be used for any purpose that would be in violation of the law.

Please retain this amendment with your EFT Agreement & Disclosure.

Umm…? So apparently before this amendment, I didn’t need to agree that the card wouldn’t be used illegally? I could get the card and then give it to someone with the intention of it being used illegally? Now tell me what you think.